© 2018 by Joshua Barlow. Elm Tree Financial Services Ltd. FCA: 511619  www.elmtreefs.co.uk

www.KJfunding.co.uk

First Time Buyer

We underatand that taking the first steps to get on to the property ladder is an exciting time but also can be overwhelming

Purchasing a property is one of the biggest steps you can make in your life and for most of us buying a property will be the most expensive purchase of our lives.

As this is your first ever property purchase it is important to me that you understand every aspect of the property buying process before you make your decision to proceed.

There is a lot to consider when buying a property including; the mortgage terminology, how much you can borrow, what it will cost to repay, the setup fees including stamp duty and survey fees, which type of survey, what about mortgage protection?

These considerations and more are fully explained in our conversations with you right from the outset. First time buyer mortgages need not be complicated and i will take time to explain the process with you and ensure you are fully informed before making a decision to proceed.

How can I help you to get on the property ladder?

I will work on your behalf to ensure that I secure the most cost-effective finance for your situation to enable you to purchase your first property.

I will handle the whole application process from application right through to completion which is the day you get your keys!

I are flexible in how I work and are able to work with you via email, phone and post or we can meet face to face at our Warrington office. I will adapt how I work to suit your needs and your busy lifestyle.

My Jargon Buster is a good read for anyone wishing to get a better understanding of the mortgage terms that you will come across during the property purchase process.