I currently work for a company called Elm Tree Financial Services who are based in Warrington, Cheshire. I have been actively involved in the financial services industry for the past 7 years now, and within that time I have built up the knowledge and experience needed to give my clients the professional and impartial advice they expect from an adviser. 

Being an independent mortgage adviser means not being tied to any banks or building societies, so the mortgage advice I give is tailored to suit each client’s individual needs. I spend my time getting to know client’s scenarios so I have a clear understanding when giving the best possible advice. I treat all my clients with upmost respect and ensure they leave each meeting with all relevant questions answered.


I am currently working towards other qualifications in order to keep ahead of changes within the financial services. This will also allow me to work towards and reach my goal of being a level 4 adviser.

Elm Tree Financial Services was established in 2010 and is highly recommended by all of our clients. With the directors having more than 25 years’ experience, they have created a company that doesn’t only offer professional advice but have always stayed in front with the latest software.

The staff at Elm Tree work very closely with the advisers and provide not only administrative support, but also have a high level of technical knowledge ensuring the best possible advice to our clients is always given.

I also own and ran a company called K.J Funding dealing with Business funding, Second Charge Mortgages and Equity Release visit www.kjfunding.co.uk for more information.